Eme
Emergency Fund
Topic
86.7%
Accuracy
Recent Predictions
Incorrect: 1
Pending: 36
Unrated: 1
Prediction
Author
Predicted at
Status
Video
An emergency fund of $4,000 is recommended due to the guest's high expenses, including pet care and debt.
"So, what what's one month? Like 4,000. Yeah, cuz your expenses are crazy and your dog expenses and p..."
Jan 9, 2026
Pending
An emergency fund of $4,000 is recommended due to the guest's high expenses, including pet care and debt.
"So, what what's one month? Like 4,000. Yeah, cuz your expenses are crazy and your dog expenses and p..."
Jan 9, 2026
Pending
Currently, the gold held is to serve as the emergency fund; creating a separate monetary emergency fund of 3,000 per month is not advised at this moment.
"So, ₹3000 is your emergency. Don't do it right now. Now Neha, you have to spend all the money to rep..."
Jan 7, 2026
Correct
The plan includes saving a six-month emergency fund.
"Okay. And then save up a six-month emergency fund."
Dec 17, 2025
Pending
The guest is advised to save a six-month emergency fund after paying off debt.
"And then you have to save up a six-month emergency fund."
Dec 17, 2025
Pending
The speaker predicts that after implementing debt repayment strategies, the guest's next financial goal should be to establish a one-month emergency fund, followed by a six-month emergency fund, and then to begin investing, indicating a phased approach to financial security.
"Then you get to play from here. Obviously we'll get you our investing, our budgeting, our debt, our ..."
Dec 12, 2025
Pending
The speaker predicts the individual has no emergency fund.
"Emergency fund, nothing, right? Nothing."
Dec 5, 2025
Correct
The speaker predicts the individual has no emergency fund, scoring a 0 out of 10 in this category.
"Emergency fund, nothing, right? Nothing."
Dec 5, 2025
Unrated
The speaker predicts the individual has no emergency fund.
"Emergency fund, nothing, right? Nothing."
Dec 5, 2025
Pending
Build an emergency fund covering 3-6 months of necessary expenses, holding it in debt mutual funds rather than FDs or bank accounts.
"Please make it as much as you can and as much as you can. Whatever be the necessary expenses multipl..."
Nov 29, 2025
Correct
Starting December, redirect a ₹3000 EMI towards building an emergency fund via a debt mutual fund SIP.
"instead of paying off that loan, I want to spread that EMI of ₹3000 towards your emergency fund. So ..."
Nov 5, 2025
Correct
The speaker currently has no savings or emergency fund.
"So, we're just headed down. This is just transfers back and forth. We got a service fee of monthly. ..."
Oct 10, 2025
Correct
A fully funded emergency fund of approximately $10,500 can be saved in about 9 months, with lower monthly payments after debt reduction.
"So you save that up over the course of the next uh because your minimum monthly payments will be sub..."
Oct 3, 2025
Pending
An emergency fund of ₹1.5 lakh will be established by the end of the year by saving ₹10,000 monthly and utilizing existing bank balance.
"You will have around ₹1,25,000 at the end of the year. Plus this ₹34,000 that you have kept in the b..."
Sep 17, 2025
Correct
The couple can build a fully funded emergency fund and get out of debt by sticking to a budget, tracking expenses, having necessary conversations, and utilizing educational resources.
"It's just a budget situation. This is not a crazy like do this, do this, do this. If you guys budget..."
Aug 25, 2025
Pending
The speaker advises that individuals should maintain an emergency fund equivalent to three months of living expenses, considering the listener's age.
"At your age, you should have at least three months of emergency funds at any given time."
Aug 13, 2025
Correct
The speaker highlights the risk of having no readily available emergency fund, as it necessitates taking on more debt or liquidating assets in case of income disruption or unforeseen expenses. The current essential monthly expenses are estimated at ₹27,000.
"If I look at your monthly essential expenses, which you will have to spend every month. 27 to ₹00, s..."
Aug 13, 2025
Correct
The guest lacks an emergency fund due to spending on non-essential items, forcing them to use credit cards for emergencies and then failing to prioritize paying off that debt, leading to a lack of empathy from the speaker.
"I know, but you don't have an emergency fund which you should but you don't because you spend money ..."
Jul 25, 2025
Pending
A monthly transfer of ₹3000 will be initiated to establish an emergency fund immediately after the husband's salary is received.
"at that very moment ₹3000 will be transferred from that bank account to the new bank account. This ₹..."
Jul 16, 2025
Correct
A significant majority of the Indian population lacks an emergency fund.
"75% of Indians do not have any emergency fund."
Jul 12, 2025
Correct
Saving ₹500-₹1000 monthly for an emergency fund puts an individual in the top 25% of Indians financially.
"So if you are saving ₹500-₹1000 every month and not investing it but putting it in your emergency fu..."
Jul 12, 2025
Incorrect
A monthly contribution of ₹2000 will be allocated to an emergency fund.
"So what we're going to do is the following. First of all, from the 9500 rupees that you have access ..."
Jul 9, 2025
Correct
A monthly allocation of ₹5,000 is recommended for establishing an emergency fund.
"The first emergency fund which will be for 5K. So every month you should deposit ₹5,000 in a separat..."
Jun 4, 2025
Correct
The couple's emergency fund was drained before their move, and it was not fully funded.
"We really suggested like you did and it was drained before you moved. We were just trying to basical..."
May 21, 2025
Pending
Garima needs an emergency fund of ₹30,000 to ₹36,000, which is three times her essential monthly expenses of ₹12,000.
"And then the third thing is your emergency fund. ... the total cost is around ₹12,600. Let's assume ..."
Apr 9, 2025
Correct
A $10,000 emergency fund will serve as a safety net, as most surprise expenses in life will not exceed this amount.
"10K is a great number because it can now double as a safe net because most surprise expenses that wi..."
Mar 10, 2025
Pending
Target to increase emergency fund to ₹75,000 in 2025.
"Save that for three more months. Lock in another Rs 15,000 so that you have Rs 10,000 in the bank at..."
Jan 25, 2025
Pending
Primary financial goal for 2025 is to reach an emergency fund of ₹75,000.
"If you generate some new income, then your first goal is to save. 15K and get emergency fund at 75K...."
Jan 25, 2025
Pending
Option to increase emergency fund to ₹1 lakh (6 months of expenses) within 1.5 years.
"save an additional ₹000 so that you have a total of ₹1 lakh and you have this 6-month corpus."
Jan 25, 2025
Pending
Shubham should maintain an emergency fund equivalent to 3 to 6 months of his mandatory expenses.
"Shubham, at any point you should have three to six times this in the bank for the simple reason that..."
Dec 14, 2024
Pending
Shubham's immediate financial goal should be to build an emergency fund of ₹1 lakh to ₹1.25 lakh.
"So, your first goal, in my opinion, should be to create an emergency fund of Rs 1 to 1.25 lakh."
Dec 14, 2024
Pending
It is recommended to keep 3-4 lakh rupees in a Fixed Deposit (FD) as an emergency fund.
"you should have at least Rs 34 lakh lying in an FD so that it is always available to you whenever th..."
Nov 9, 2024
Pending
The plan is to save a specific amount over the next six months to create an emergency fund equivalent to at least one month's mandatory expenses.
"so you will save it with full dedication for the next six months without reducing it even by one rup..."
Nov 6, 2024
Pending
Build an emergency fund of Rs. 45,000 by stopping current SIPs for five months, which will be available by March 2025.
"you have to first build an emergency fund, so here is what I would personally recommend, you have al..."
Nov 2, 2024
Pending
Establish an emergency fund of 15 lakh INR in a readily accessible bank FD.
"I would personally create a Rs 15 lakh emergency fund, an emergency fund of Rs 15 lakh. And I will p..."
Oct 5, 2024
Pending
Establish an emergency fund amounting to 75,000 rupees within the next 4 to 6 months.
"And you created an emergency fund of up to 75000."
Sep 14, 2024
Pending
The goal is to build an emergency fund of Rs. 75,000 within the next 4 to 6 months.
"you have created an emergency fund of up to 75000."
Sep 14, 2024
Pending
An initial emergency fund of $2,000 should be saved to protect against unexpected events.
"just put $2,000 in the bank and have that money there to protect you against an emergency"
Apr 19, 2024
Pending
A minimum of $2,000 should be saved as an emergency fund before investing in the stock market, to protect against unexpected expenses without liquidating investments.
"if you do not have $2,000 saved up right now in a bank account that's there to protect you against a..."
Apr 7, 2024
Pending
Lacking $22,000 in a savings account is considered a financial danger zone.
"if you do not have $22,000 saved up in a savings account... you are in a financial danger zone"
Mar 24, 2024
Pending
Maintain an emergency fund covering 3 to 6 months of living expenses, calculated by summing monthly necessities like housing, car payments, insurance, food, and utilities.
"you should keep a 3 to 6mon emergency fund at all times doing this is as simple as calculating exact..."
Feb 21, 2024
Pending
The initial $2,000 saved should be an emergency fund, not for spending or investing.
"this $2,000 is money you have to put aside because the reality is life happens to everybody and if y..."
Nov 11, 2023
Pending
Individuals should set aside at least $2,000 as an emergency fund for financial setbacks.
"So at the very least go out and start but putting aside at least $2,000 and this is cash to protect ..."
Oct 11, 2023
Pending
An emergency fund is crucial to avoid panic selling investments or incurring penalties from early retirement account withdrawals during financial emergencies.
"an emergency fund is so important because it's going to give you a cushion when you have a financial..."
May 22, 2023
Pending
The speaker maintains an emergency fund equivalent to six months of living expenses in a high-interest savings account for financial peace of mind. The general recommendation is 3-6 months, or 6-12 months for self-employed individuals.
"I personally keep six months of my living expenses in my emergency fund at any one time and I never ..."
Feb 26, 2023
Pending
Build an emergency fund equivalent to six months of living expenses.
"saving enough so that you have a six months of buffer"
Jan 8, 2023
Pending
A prerequisite for investing is to establish an emergency fund covering at least 3 to 6 months of living expenses.
"rule number one before you start investing is to always have an emergency fund in place this should ..."
Dec 4, 2022
Pending
Recommends maintaining an emergency fund equivalent to 3 to 6 months of monthly expenses.
"also have an emergency fund which covers 3 to 6 months of your monthly expenses"
Apr 17, 2022
Pending
Recommends maintaining an emergency fund equivalent to 3-6 months of expenses in readily accessible cash to cover unexpected hardships.
"Ideally the size of this fund should be equal to three to six months worth of your expenses and kept..."
Apr 11, 2022
Pending
A 3-6 month emergency fund in a high-yield savings account is considered sufficient for most people.
"for Most People a 3 to e month Emergency Fund and a High yield savings account should be more than e..."
Nov 8, 2021
Pending